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Phone: (305) 396-3338
Email: Rmalivert@malivertlaw.com
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Connecticut Chapter 7 Bankruptcy Attorney
Get a Fresh Financial Start with Chapter 7 Bankruptcy in Fairfield County, CT
Is Chapter 7 Bankruptcy Right for You?
Every day, hard-working individuals and small businesses across Connecticut face financial challenges that seem impossible to overcome. At the Law Offices of Mark M. Kratter, LLC, we provide Chapter 7 bankruptcy services to clients throughout Fairfield County, including Norwalk, Stamford, and Greenwich. Chapter 7 bankruptcy is a powerful legal option that can help you eliminate unsecured debts and start fresh, free from the stress of overwhelming financial obligations. Our experienced attorney is dedicated to helping clients like you regain financial stability with compassion and expertise.
Should You File for Chapter 7 Bankruptcy?
Assessing Your Eligibility and Understanding the Benefits of Chapter 7 Bankruptcy
Chapter 7 bankruptcy offers a straightforward path to debt relief by discharging unsecured debts like credit card balances, medical bills, and personal loans. For individuals, Chapter 7 provides an opportunity to stop creditor harassment and begin rebuilding without overwhelming debt. For business owners, Chapter 7 may be the ideal solution for winding down operations and addressing financial liabilities. At the Law Offices of Mark M. Kratter, we apply over 18 years of experience in evaluating each client’s situation to determine if Chapter 7 is the best option for their unique financial circumstances.
Our Connecticut Chapter 7 bankruptcy attorney will guide you through the eligibility requirements, including the means test, to ensure you meet all qualifications. We’ll review your debts, assets, income, and overall financial picture to recommend the most effective debt relief option for you or your business. With a clear and thorough approach, our goal is to provide you with the information needed to make an informed choice that supports your financial future.
Immediate Relief Through the Automatic Stay
Filing Chapter 7 Stops Creditor Harassment and Collection Actions
When you file for Chapter 7 bankruptcy, an automatic stay goes into effect, immediately halting all collection efforts from creditors. This legal protection is designed to give you breathing room, preventing wage garnishments, bank levies, and relentless calls and letters from creditors. At the Law Offices of Mark M. Kratter, we prioritize your peace of mind by ensuring that creditors cease all contact, giving you the relief you need while we work on your debt discharge.
The automatic stay is one of the most powerful aspects of filing for Chapter 7 bankruptcy, providing immediate protection from collection actions. Whether you’re filing as an individual or a business, this court-ordered pause in collections allows us to focus on evaluating your case and compiling all necessary information to proceed. Our firm’s experience in handling Chapter 7 filings means we can act quickly to secure this protection on your behalf.
During this time, we work closely with you to organize your financial details, including a list of creditors, income, assets, and monthly expenses. With every step handled professionally and thoroughly, our team ensures that you meet all requirements for a successful Chapter 7 filing. From paperwork to court representation, we’re here to guide you through the process from start to finish.